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In the News
 

CFPB Focus on Rate Markups-a different perspective

If you're a credit union involved in Indirect lending, you've probably been following the news about the CFPB and their recent guidance on rate markups. more>


Loan Portfolio Management: Level 101 to Graduate Work

Part 6: The value of score migration analysis more>


Controlling Loan Portfolio Risk Using Credit Migration Models

Credit union executives struggle to determine the proper amount that needs to be set aside in their Allowances for Loan and Lease Losses (ALLL). more>


Payday Loans Hit Borrowers Hard

For someone in need of quick cash, a payday loan can look like a way to avoid asking loved ones for help or getting into long-term debt. But these loans usually prove unaffordable, leaving borrowers in debt for an average of five months. more>


Margin Compression Forces Many to Rethink Loan Process

Margin compression caused in part by lowering auto loan rates just to stay competitive has left most credit unions with little choice but to "reinvent" the auto loan process to cut costs. more>


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In the Spotlight

Check out the latest
In the Spotlight
: Julie Lind

Periodically the CUNA Lending Council will be highlighting one of its members. They will be sharing with us their best practices, biggest challenges, and some tidbits about themselves. (view the archives)