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CFPB Focus on Rate Markups-a different perspective

May 17, 2013 | Click to View Comments

If you're a credit union involved in Indirect lending, you've probably been following the news about the CFPB and their recent guidance on rate markups. more>

Loan Portfolio Management: Level 101 to Graduate Work

May 15, 2013 | Click to View Comments

Part 6: The value of score migration analysis more>

Controlling Loan Portfolio Risk Using Credit Migration Models

May 13, 2013 | Click to View Comments

Credit union executives struggle to determine the proper amount that needs to be set aside in their Allowances for Loan and Lease Losses (ALLL). more>

Payday Loans Hit Borrowers Hard

May 8, 2013 | Click to View Comments

For someone in need of quick cash, a payday loan can look like a way to avoid asking loved ones for help or getting into long-term debt. But these loans usually prove unaffordable, leaving borrowers in debt for an average of five months. more>

Margin Compression Forces Many to Rethink Loan Process

May 6, 2013 | Click to View Comments

Margin compression caused in part by lowering auto loan rates just to stay competitive has left most credit unions with little choice but to "reinvent" the auto loan process to cut costs. more>

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In the Spotlight

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In the Spotlight: Julie Lind
Periodically the CUNA Lending Council will be highlighting one of its members. They will be sharing with us their best practices, biggest challenges, and some tidbits about themselves. (view the archives)